Williams v. American Honda Finance Corp.
The First Circuit affirmed in part, reversed in part, and vacated in part the district court’s entry of summary judgment in favor of American Honda Finance Corporation (Honda) on Plaintiff’s putative class action alleging that Honda violated Massachusetts consumer protection laws, holding that summary judgment was improper on some of Plaintiff’s claims. Plaintiff claimed that Honda afforded her inadequate loan-deficiency notifications after she fell behind on her automobile-loan payments. Because Plaintiff’s claims hinged entirely on questions of Massachusetts law, the First Circuit certified three questions to the Massachusetts Supreme Judicial Court (SJC). After the SJC issued an opinion responding to these questions and the parties filed supplemental briefs, the First Circuit issued this opinion. The Court held (1) Plaintiff’s challenge to the district court’s ruling that Honda sold her car for fair market value was waived; (2) the district court erred in finding that the post-repossession and post-sale notices Honda sent to Plaintiff complied with the requirements of Massachusetts law; and (3) therefore, entry of summary judgment on Plaintiff’s Mass. Gen. Laws ch. 106, 9-614 and 9-616 notice and Mass. Gen. Laws ch. 93A, 2(A) claims was improper. View "Williams v. American Honda Finance Corp." on Justia Law